News & Commentary

The TSX Composite and U.S. indices reached new highs in April, buoyed by strong economic data and progress on the Covid-19 vaccination rollout. The Canadian economy expanded in March for the 11th straight month, while U.S. GDP accelerated to a 6.4% annual rate in the first quarter as personal consumption – the biggest part of […]

As interest rates have continued to fall over the past few years, Canadians have continued to help themselves to more and more borrowed money. Household debt levels continue to climb, and yet many Canadians continue to leave some of this debt uninsured. This can potentially leave their family(ies) and financial plans at risk. Nobody wants […]

With the TSX Composite, S&P 500 and Dow Jones Industrial Average reaching new record highs in March, global equities added to their February gains to finish the first quarter on a strong note and record their fourth straight quarterly advance. The TSX Composite rose 3.6% in March for a Q1 gain of 7.3%. For the […]

All financial plans are a great way to plan for your future, but unless you are including a risk management component to your plan, you are leaving yourself exposed to potential risks that may render your plan useless. Let’s be honest, how often does life go as planned? Whether you are still working and saving […]

Market & Economic Environment The global equity rally resumed last month after a brief hiatus in January, with North American indices trading at new highs before surging bond yields in the last week of February triggered a pullback. The TSX advanced 4.2% in February, driven by robust gains in multiple sectors – information technology (+9.9%), […]

As we say goodbye to RRSP Season, we can stop thinking about the lump sum contributions that need to be made. We should, however, take this time to revisit our beneficiary designations. As you know, your RRSP, your TFSA and Life Insurance policy(ies) all have named beneficiaries. Some of these beneficiaries may have been named […]