News & Commentary

North American and global indices retreated in September, weighed down by growing concerns about a second wave of COVID cases worldwide and uncertainty surrounding a potential U.S. stimulus deal, but still ended the third quarter with solid gains. The TSX Composite posted an overall Q3 gain of 3.9% after declining 2.4% in September; the energy […]

When most people think about disability claims they think about broken bones and other physical injuries that usually heal with time, when some of the most common disability claims come from cancer, cardiac and mental health issues that do not go away.  Due to cost constraints many insurance plans will put emphasis on the first […]

Market & Economic Environment It was full steam ahead for the equity markets in August, as investors anticipated a return to global growth, alongside a slowing trajectory of new COVID cases. This enthusiasm combined with favorable central bank policies led U.S. indices to post their best August performance in decades. The Dow Jones Industrial Average […]

When you are reviewing your will and estate plan you should always review your life insurance options. Whether you are planning on transferring assets to loved ones, charities or a combination of the two, life insurance can provide benefits now and in the future. Life insurance proceeds are given directly to beneficiaries within 30 days […]

Market & Economic Environment:  North American indices started the third quarter on a solid note, following a historic rally in Q2 that pared most of their steep Q1 losses. The TSX Composite gained 4.2% last month, its best monthly performance since April, as all 11 industry groups advanced. Surging gold mining and forestry stocks made […]

Please click on the link below to read Luft Financial Model Portfolios: Semi Annual Review (first half of 2020). Model_Portfolio_2020 First-Half Review & Second-Half Outlook_Final