News & Commentary

Based on what we saw in the last week of February, the coronavirus had many investors in a panic, but generally just over the value of their investment portfolio. While it’s easy for us to look at the virus and it’s impacts on the financial markets, we also need to ask ourselves how an illness […]

This week’s market correction is almost unparalleled in its ferocity (Figure 1), with major US indices plunging by double-digits in a matter of days. Incredible as it may seem, North American indices were at record highs just about a week ago. As of yesterday’s close, however, the S&P 500, DJIA and Nasdaq were more than […]

Everyone has heard the saying “there are only two certainties in life, death and taxes.” When we pass away most of our accumulated wealth is subject to income tax, probate tax or both. There are some simple things we can do to reduce this inevitable tax bill on our estates: own certain non-registered assets jointly […]

Market & Economic Environment: The first month of 2020 commenced on an inauspicious note for financial markets, as two “wild cards” injected significant uncertainty in the outlook for the year. The TSX Composite and S&P 500 equity markets had recovered from the initial spike in geopolitical risk – caused by the killing of a top […]

Luft Financial model portfolio updates help you understand the complexity of your assets, better manage them & develop successful investment strategies. Click here to view Luft Financial’s Model Portfolios: 2019 Review & 2020 Outlook.

It’s that time of year again! The first 60 days of the year are also known as RRSP season. People are always focused on making last minute contributions to their RRSPs to ensure that they pay as little tax as possible now, while still saving/investing for retirement. What people don’t commonly think about, is what […]