News & Commentary

If you haven’t been thinking about your insurance needs, you’re not alone. Most people don’t think about insurance until they actually need it, but it’s always best to explore your insurance options or apply for your insurance policy(ies) before you need them. If you are young and healthy, you likely won’t need insurance… at that […]

Market & Economic Environment:  Canadian and U.S. stocks advanced in September to cap the third straight quarter of gains. Strong gains by the financials and energy sectors fueled the TSX Composite’s 1.3% rise last month, bringing its Q3 gain to 1.7%. Energy stocks rallied as crude oil recorded its biggest-ever gain on September 16 after […]

August certainly left its mark on investors, as trade tensions and an inverted yield curve led to a tumultuous month. All of the key equity market gauges we follow ended up in the red, with the exception of Canadian stocks, which were able to eke out a small gain for the month. Click below to […]

Every situation is different and there is no blanket one size fits all formula to determine insurance needs but a good place for most individuals to start is by looking at: Net family income replacement needs: If you earn $100,000 gross annual income or $75,000 net income and you have 10 years until retirement, you […]

Three Rules to Survive Fall Markets Market & Economic Environment: August saw XSP, the iShares S&P500 ETF that tracks the 500 largest US companies, in Canadian dollars, drop .89%. In Canada XIC, the iShares TSX composite index tracking the Canadian stock market, was up .57%. Year to date XIC is up 15.18% while XSP is […]

Market & Economic Environment: Volatility has returned with a vengeance. Continued trade tensions between the US and China, concerns over the inversion of the US yield curve, and a lack of consensus between the US federal reserve and the POTUS has resulted in massive fluctuations daily in the value of publicly traded securities. When looking […]