News & Commentary

Everyone has heard the saying “there are only two certainties in life, death and taxes.” When we pass away most of our accumulated wealth is subject to income tax, probate tax or both. There are some simple things we can do to reduce this inevitable tax bill on our estates: own certain non-registered assets jointly […]

Investors will doubtless be glad to see the back of 2018, a year when nothing seemed to work – stocks, bonds, commodities, preferred shares. Almost every asset class finished in the red for the year, in sharp contrast to 2017, when most investments generated sizeable returns amid record-low volatility. Click here to read our latest market […]

If you break a leg, you may or may not be covered under a disability insurance plan. Did you know that there are some critical illness insurance plans where you can add an accidental fracture rider to your policy.

Upside /downside capture ratios indicates by how much a portfolio or fund has outperformed its benchmark during periods of market strength and weakness respectively. An upside capture ratio of over 100 indicates that the fund generally outperformed the benchmark during positive market periods, while a downside capture ratio of less than 100 indicates that the […]

Many people think that they should wait until they are older to get life insurance, or they may think that they will wait until they feel they are closer to using insurance before they apply for it.

A desire to maintain independence while tapping into the resources of a larger company led Robert Luft to align with HollisWealth (a division of iA Securities), which he believes was one of the best choices available.